Last updated: January 2025
These terms govern your access to and use of kognerastudio.com and our online digital security services.
Welcome to kognerastudio.com (the "Site"), operated by Commerce Holdings LLC ("Company", "we", "our", or "us"). Our registered office is located at 1100 Highway 82 E, Indianola, MS 38751-2251, United States. You may contact our support team at support@kognerastudio.com or by phone at +1 (510) 907-4402.
These Terms of Use ("Terms") govern your access to and use of the Site, including subscriptions to our online digital security services (collectively, the "Service"). By accessing or using the Site or Service, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and our Cookies Policy. If you do not agree to these Terms, you may not access or use the Site or Service.
The Service operates entirely through our website, where users purchase and manage access to the Service directly using the payment methods provided, including credit or debit cards. Once payment is successfully processed, you gain access to the Service through the Site, including all features available under your selected subscription plan.
All payments are processed securely on our Site, and you authorize us to charge your selected payment method for the subscription fee. Our Service provides a 100% Money-Back Guarantee in the event of verified technical issues preventing proper use of the Service, subject to the terms outlined herein. You may also cancel your subscription at any time directly through the Site.
By using our Service, you confirm that you are legally capable of entering into binding contracts and that you are either at least the age of majority in your jurisdiction or have obtained parental or guardian consent to use the Service.
These Terms apply to users accessing the Site from the United States, the United Kingdom, and any other jurisdictions where the Service is made available, and you agree to comply with all applicable laws while using the Site.
The Company reserves the right to modify, update, or discontinue the Site or Service, in whole or in part, at any time without prior notice, provided that such modifications will not affect your rights under an active subscription unless otherwise specified.
For the purposes of these Terms, the following definitions apply:
These definitions apply throughout these Terms, and any capitalized terms not specifically defined herein shall have the meanings assigned in the context in which they appear.
4.2. Each plan provides access to the full set of features of the Service, including Identity Monitoring, Email Security, WebShield, SMS Filter, AdBlock, and Device Security.
4.3. The Company reserves the right to modify, update, or discontinue subscription plans at any time. Any changes will not affect active subscriptions already paid for, unless otherwise agreed.
4.4. Payments are processed directly through the Site using credit or debit cards. No third-party app store payments are used.
4.5. To subscribe, Users must provide accurate and complete payment details, including card number, expiration date, CVC code, and cardholder name.
4.6. By submitting payment information, Users authorize the Company to charge the applicable subscription fee to their selected payment method.
4.7. Subscriptions automatically renew at the end of each billing period unless canceled in accordance with Section 4.10.
4.8. Users will be charged the same plan rate unless the Company announces a change in pricing at least 30 days in advance.
4.9. Users are responsible for maintaining up-to-date payment information to avoid service interruption.
4.10. Users may cancel subscriptions at any time through their account settings. Cancellation will prevent future billing but will not refund the current period unless otherwise stated.
4.11. The Service provides a 100% Money-Back Guarantee in cases where technical issues prevent the User from using the Service as intended.
4.12. Refunds are processed at the sole discretion of the Company and must be requested via support@kognerastudio.com. Proof of technical issues or service malfunction may be required.
4.13. The Company is not responsible for partial refunds for unused periods if the User voluntarily cancels a subscription without a valid technical issue.
4.14. Users are responsible for any applicable taxes related to subscription payments.
4.15. The Company may collect taxes on behalf of local tax authorities, where required.
4.16. The Company reserves the right to modify subscription fees or add new fees at any time.
4.17. Any change in pricing will be communicated to Users via email or through the Service interface before taking effect.
4.18. All payment information is encrypted and transmitted securely using industry-standard protocols.
4.19. The Company does not store sensitive card data beyond what is necessary for processing payments.
5.1. Users agree to use the Service only for lawful purposes and in a manner consistent with all applicable laws and regulations in the United States, United Kingdom, and any other jurisdictions in which they access the Site.
5.2. Users must not engage in any activity that could harm, disable, overburden, or impair the Service, interfere with other Users' access, or attempt to bypass or disrupt any security or authentication measures implemented by the Company.
5.3. Users may not:
5.4. Each User is responsible for maintaining the confidentiality of their account credentials, including email and password.
5.5. Users must notify the Company immediately at support@kognerastudio.com if they suspect unauthorized access to their account or detect any security breach.
5.6. The Company will not be liable for any loss or damage resulting from a User's failure to safeguard their account credentials.
5.7. Users may not upload, post, or share content that is illegal, offensive, defamatory, obscene, harassing, or otherwise inappropriate.
5.8. The Company reserves the right to remove or restrict access to any content that violates these Terms or applicable laws, without prior notice.
5.9. Users must use all Service features, including Identity Monitoring, Email Security, WebShield, SMS Filter, AdBlock, and Device Security, responsibly and in accordance with their intended purpose.
5.10. Any misuse, manipulation, or unauthorized disabling of these security features is strictly prohibited.
5.11. The Company reserves the right to monitor usage of the Service to ensure compliance with these Terms.
5.12. Violations may result in account suspension, termination of access, legal action, or reporting to relevant authorities, as deemed appropriate by the Company.
5.13. Users agree to cooperate fully with the Company in investigating potential violations of these Terms or any applicable laws.
5.14. Failure to cooperate may result in immediate suspension or termination of the User's account and any other remedies available under law.
6.1. All content, features, functionality, and software provided by kognerastudio.com, including but not limited to Identity Monitoring, Email Security, WebShield, SMS Filter, AdBlock, Device Security, graphics, logos, designs, text, code, and documentation, are the exclusive property of Commerce Holdings LLC or its licensors and are protected under United States and international copyright, trademark, and other intellectual property laws.
6.2. Users acknowledge and agree that they acquire no ownership or intellectual property rights by accessing or using the Service.
6.3. All trademarks, service marks, trade names, logos, and product names displayed in connection with the Service are the property of Commerce Holdings LLC or its licensors.
6.4. Users may not use any of the Company's trademarks, trade dress, or branding without the prior written consent of the Company.
6.5. Subject to compliance with these Terms, the Company grants Users a limited, non-exclusive, non-transferable, and revocable license to access and use the Service strictly for personal or business purposes in accordance with these Terms.
6.6. This license does not permit Users to copy, modify, distribute, sell, lease, sublicense, reverse engineer, or create derivative works based on the Service or any part of it.
6.7. Any content that Users submit to the Service, including feedback, suggestions, reviews, or communications with support, remains the property of the User. However, by submitting such content, Users grant Commerce Holdings LLC a worldwide, royalty-free, transferable, sublicensable, non-exclusive license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content for purposes related to the Service, including marketing, improvement, and product development.
6.8. Users agree not to challenge or assist others in challenging the Company's ownership or intellectual property rights.
6.9. The Company reserves the right to take legal action against any infringement, misuse, or unauthorized use of its intellectual property.
6.10. Certain content, tools, or integrations provided through the Service may be licensed from third parties. Users agree to comply with all terms of use or licenses associated with such third-party content.
6.11. The Company assumes no responsibility or liability for any third-party intellectual property or content violations.
7.1 General Responsibilities
By accessing or using kognerastudio.com, you agree to act
responsibly and comply with all applicable laws, regulations,
and these Terms of Use. You are solely responsible for all
activities that occur under your account and for maintaining
the confidentiality of your account credentials, including
your username, password, and any payment information.
7.2 Accurate Information
You must provide accurate, current, and complete information
when creating an account or subscribing to the Service. You
agree to promptly update any information that changes to
ensure its accuracy. Providing false, misleading, or
incomplete information may result in immediate suspension or
termination of your account and access to the Service.
7.3 Compliance with Laws
You agree to use the Service in compliance with all applicable
laws, rules, and regulations in the United States, the United
Kingdom, and other jurisdictions where you may access the
Service. You may not use the Service for any illegal,
fraudulent, or unauthorized purpose.
You may not, directly or indirectly:
7.5 Responsible Use of Features
The Service provides advanced protection tools, including
Identity Monitoring, Email Security, WebShield, SMS Filter,
AdBlock, and Device Security. You are responsible for using
these features in a way that does not compromise your own
security or that of others. Kognerastudio.com does not
guarantee that the Service will detect or prevent all
potential threats but provides tools designed to help mitigate
them.
7.6 Account Security
You are responsible for safeguarding your login credentials,
including your payment information, and for all activities
that occur under your account. You must notify
support@kognerastudio.com immediately if you suspect
unauthorized access to your account or any other security
breach.
7.7 Consequences of Violations
Any violation of this section may result in temporary or
permanent suspension of your account, denial of access to the
Service, or legal action. Kognerastudio.com reserves the right
to investigate any suspected violations and take all necessary
actions to enforce compliance with these Terms of Use and
applicable laws.
7.8 Acknowledgment of Risk
By using the Service, you acknowledge that no digital security
system is completely infallible. You accept responsibility for
monitoring your own devices and data and agree to take
reasonable precautions to protect them.
8.1 Unauthorized Access and Use
You may not access, use, or attempt to access or use the
Service or any part of it in a manner that is unauthorized,
exceeds the scope of your account, or bypasses any technical
restrictions or authentication measures. This includes
attempting to gain access to other users' accounts or the
underlying systems and networks of kognerastudio.com.
8.2 Illegal and Fraudulent Activities
You agree not to use the Service for any illegal, fraudulent,
or deceptive purpose. This includes, but is not limited to,
identity theft, financial fraud, phishing, distribution of
malware, or any activity that violates applicable laws in the
United States, United Kingdom, or other jurisdictions where
you access the Service.
8.3 Interference with Service
You may not interfere with the proper operation of the Service
or engage in actions that could damage, disable, overburden,
or impair kognerastudio.com's servers, networks, or
infrastructure. Prohibited interference includes, but is not
limited to, launching denial-of-service attacks, distributing
viruses, exploiting vulnerabilities, or attempting to disrupt
any technical or operational systems related to the Service.
You may not, directly or indirectly:
8.5 Misuse of Security Features
The Service includes advanced protection tools such as
Identity Monitoring, Email Security, WebShield, SMS Filter,
AdBlock, and Device Security. You may not misuse, disable, or
manipulate these features in any way that compromises their
intended functionality, spreads malicious code, or infringes
on the rights of others. Attempting to reverse engineer or
bypass these features is strictly prohibited.
8.6 Payment and Subscription Abuse
You may not attempt to evade payment obligations, exploit
refund policies, cancel and re-subscribe to repeatedly benefit
from trial periods, or engage in any behavior designed to
circumvent the payment process. All payments must be made
through the official checkout on kognerastudio.com using valid
payment methods. Sharing accounts or credentials to enable
unauthorized access is strictly prohibited.
8.7 Monitoring and Enforcement
Kognerastudio.com reserves the right to monitor user activity
to ensure compliance with these Terms of Use. Detected
violations may result in warnings, temporary or permanent
account suspension, termination of access to the Service, or
legal action, in addition to any other remedies available
under applicable law.
8.8 Acknowledgment
By using the Service, you acknowledge that engaging in
prohibited activities may cause harm to Kognera, its users, or
third parties. You agree that any such violations will result
in strict enforcement measures, including civil or criminal
liability, where applicable.
9.1 Use of Third-Party Services
The Service may incorporate, integrate with, or provide links
to third-party services, software, or websites. These
third-party services are provided for your convenience and may
include payment processors, analytics tools, identity
verification services, or other integrations that enhance the
functionality of kognerastudio.com.
9.2 Responsibility and Liability
Kognerastudio.com does not control and is not responsible for
the content, security, or performance of any third-party
services. You acknowledge and agree that your use of
third-party services is at your own risk. The Company does not
guarantee the availability, accuracy, or reliability of any
third-party service and is not liable for any losses, damages,
or claims resulting from your interaction with such services.
9.3 Terms of Use for Third Parties
Use of third-party services may be governed by separate terms
of use and privacy policies established by the respective
third-party providers. You are responsible for reviewing and
complying with those terms when using third-party services
through or in connection with the Service.
9.4 Payments via Third Parties
Although Kognerastudio.com processes payments directly through
the website, certain transactions or optional features may
involve third-party processors. All payments through such
services must comply with the terms and conditions set by the
respective processor. Any failure, delay, or dispute
concerning payments handled by a third-party processor is
solely between you and that processor, and Kognerastudio.com
is not responsible for resolving such disputes.
9.5 No Endorsement
References or links to any third-party service do not
constitute endorsement or recommendation by Kognerastudio.com.
The inclusion of third-party links, integrations, or tools
does not imply approval, partnership, or warranty by the
Company.
9.6 Monitoring and Termination
Kognerastudio.com reserves the right to limit, suspend, or
terminate your access to any third-party services integrated
with the Site if misuse, violation of these Terms, or
activities that could compromise the security or proper
operation of the Service or third-party systems are detected.
9.7 Acknowledgment
By using the Service, you acknowledge and accept that
third-party services are beyond the direct control of
Kognerastudio.com. You understand and agree that any
interaction with such services is undertaken at your own
discretion and risk.
10.1 No Warranty
The Service, including all features, functions, and content,
is provided on an "as is" and "as available" basis. Commerce
Holdings LLC, the operator of kognerastudio.com, makes no
representations or warranties of any kind, whether express,
implied, statutory, or otherwise, regarding the accuracy,
reliability, completeness, performance, or availability of the
Service.
10.2 No Guarantee of Results
While the Service includes advanced security features such as
Identity Monitoring, Email Security, AdBlock, WebShield, SMS
Filter, and Device Security, the use of these features does
not guarantee complete protection against data breaches,
phishing, spam, malware, or other security threats. You
acknowledge that no system is entirely secure and that results
may vary depending on your usage and external conditions.
10.3 Limitation of Liability
To the maximum extent permitted by law, Commerce Holdings LLC,
its affiliates, officers, employees, agents, and licensors
shall not be liable for any indirect, incidental, special,
punitive, or consequential damages, including but not limited
to loss of profits, data, or goodwill, arising from or related
to your use of or inability to use the Service, even if
advised of the possibility of such damages.
10.4 Direct Damages
Our total aggregate liability for any direct damages arising
from your use of the Service, including failure of the Service
or technical issues, shall not exceed the total amount you
have paid to Commerce Holdings LLC for the Service during the
three months preceding the event giving rise to the claim.
10.5 Third-Party Services
Commerce Holdings LLC is not responsible for the actions,
omissions, content, or services of third parties integrated or
linked with kognerastudio.com. Any interaction with
third-party services is at your own risk, and the Company
disclaims any liability arising from such interactions.
10.6 No Liability for User Conduct
You are solely responsible for your conduct and data while
using the Service. Commerce Holdings LLC is not liable for any
loss, harm, or disputes arising from your use of the Service
or interactions with other users or third parties.
10.7 Money-Back Guarantee Limitation
While the Company offers a 100% Money-Back Guarantee in cases
of verified technical issues preventing proper use of the
Service, this guarantee does not apply to issues outside of
our control, user misuse, or failures caused by third-party
services. Refund claims must be submitted in accordance with
our Refund Policy.
10.8 Acknowledgment
By using the Service, you acknowledge and agree that the
disclaimers and limitations of liability described in this
Section are reasonable, reflect an appropriate allocation of
risk, and form an essential basis of the agreement between you
and Commerce Holdings LLC.
11.1 Your Agreement to Indemnify
You agree to indemnify, defend, and hold harmless Commerce
Holdings LLC, its affiliates, officers, directors, employees,
agents, and licensors from and against any and all claims,
demands, actions, damages, losses, liabilities, costs, and
expenses, including reasonable attorneys' fees, arising out of
or related to:
11.2 Notification and Cooperation
Commerce Holdings LLC will promptly notify you in writing of
any claim for which indemnification is sought, provided that
failure to give such notice does not relieve you of your
indemnification obligations. You agree to cooperate fully with
Commerce Holdings LLC in defending any claim, at your own
expense, and to assume control of the defense of such claim,
provided that Commerce Holdings LLC may participate in the
defense at its own expense.
11.3 Settlement
You shall not settle any claim without the prior written
consent of Commerce Holdings LLC, which shall not be
unreasonably withheld. Commerce Holdings LLC reserves the
right to control or participate in the defense of any claim,
and any settlement that involves admission of liability or
imposes obligations on Commerce Holdings LLC requires its
prior written approval.
11.4 Scope of Indemnification
This indemnification obligation applies to all claims, whether
based on contract, tort, negligence, strict liability,
statutory violation, or other legal theory. It survives the
termination or expiration of your use of the Service and these
Terms of Use.
12.1 Termination by Commerce Holdings LLC
Commerce Holdings LLC may suspend or terminate your access to
the Service, in whole or in part, at any time and for any
reason, including but not limited to:
12.2 Termination by You
You may cancel your subscription at any time through your
account settings. Cancellations take effect at the end of your
current billing period. If you are entitled to a refund under
the 100% Money-Back Guarantee due to technical issues
preventing proper use of the Service, you must submit a
request in accordance with the procedures described in the
Refund Policy.
12.3 Effect of Termination
Upon termination, all rights granted to you under these Terms
of Use immediately cease. You must discontinue use of the
Service and delete any materials or data obtained through it.
Termination does not relieve you of obligations incurred prior
to termination, including payment of fees, indemnification
duties, or any other contractual liabilities.
12.4 Survival
Sections concerning Payments, Subscriptions, Refunds,
Indemnification, Disclaimers, Limitation of Liability,
Governing Law, Dispute Resolution, and any other provisions
that by their nature should survive termination, will remain
in full force and effect after termination.
13.1 Governing Law
These Terms of Use and any disputes arising from your use of
the Service are governed by and construed in accordance with
the laws of the United States, specifically the State of
Mississippi, without regard to its conflict of law principles.
If you access the Service from another jurisdiction, including
the United Kingdom or the European Union, you acknowledge and
agree that U.S. law governs the relationship between you and
Commerce Holdings LLC.
13.2 Dispute Resolution
Any disputes, claims, or controversies arising out of or in
connection with these Terms of Use or the Service shall be
resolved primarily through good faith negotiations between you
and Commerce Holdings LLC. If a resolution cannot be reached
through negotiation, the dispute shall be submitted to binding
arbitration under the rules of the American Arbitration
Association (AAA). Arbitration shall take place in
Mississippi, United States, and proceedings shall be conducted
in English.
13.3 Exceptions
Nothing in this section limits Commerce Holdings LLC's right
to seek injunctive or other equitable relief in any court of
competent jurisdiction to protect its intellectual property,
confidential information, or other proprietary rights.
13.4 Class Action Waiver
You agree that any arbitration or dispute resolution will be
conducted on an individual basis and not as part of a class
action or collective proceeding. You waive any right to
participate in class actions, consolidated proceedings, or
representative actions against Commerce Holdings LLC.
14.1 Collection of Information
Commerce Holdings LLC collects personal information that you
provide when using the Service, including your name, email
address, phone number, and payment information (card number,
expiry date, CVC, and cardholder name). We may also collect
data about your usage of the Service, device identifiers,
browser type, and IP address to enhance performance and
security.
14.2 Use of Information
Your personal information is used to:
14.3 Sharing of Information
We do not sell or rent your personal data to third parties.
Personal information may be shared only with trusted
third-party service providers, such as payment processors,
analytics tools, and security partners, who assist in
operating the Service under strict confidentiality and data
protection obligations.
14.4 Security
We employ industry-standard security measures, including SSL
encryption and secure data handling protocols, to protect your
information from unauthorized access, alteration, or
destruction. However, no method of electronic transmission or
storage is completely secure, and Commerce Holdings LLC cannot
guarantee absolute security.
14.5 User Rights
You may access, correct, or request deletion of your personal
data by contacting us at support@kognerastudio.com. You may
also manage preferences for marketing communications and
unsubscribe from promotional emails at any time.
14.6 Children's Privacy
The Service is not directed to individuals under the age of
13. We do not knowingly collect personal data from children.
If we become aware that a child has provided us information
without parental consent, we will promptly delete such data.
14.7 International Access
The Service may be accessed globally, including from the
United States and the United Kingdom. By using the Service,
you acknowledge and consent that your data may be transferred,
processed, and stored in these regions in accordance with this
Privacy Policy and applicable law.
16.1 General Notices
All notices, requests, or communications under these Terms of
Use must be in writing and may be delivered by email, postal
mail, or any other legally permitted method.
16.2 Company Notices
You may send notices to Commerce Holdings LLC at the following
address or email:
Commerce Holdings LLC
1100 Highway 82 E, Indianola, MS 38751-2251, United States
Email: support@kognerastudio.com
Phone: +1 (510) 907-4402
16.3 User Notices
Notices sent to the email address associated with your account
will be deemed legally valid. It is your responsibility to
keep your contact information up to date to ensure proper
receipt of important communications.
16.4 Effective Date of Notices
Notices sent by email are considered delivered upon successful
transmission. Notices sent by postal mail are effective three
(3) business days after being mailed.
16.5 Electronic Communication
You agree that Commerce Holdings LLC may provide notices
electronically, including through email, website postings, or
system notifications. Such communications satisfy any legal
requirement for written notice.
17.1 Right to Modify
Commerce Holdings LLC reserves the right, at its sole
discretion, to modify, amend, or update these Terms of Use at
any time. Changes may include modifications to subscription
terms, features, refund policies, or legal disclaimers.
17.2 Notification of Changes
We will make reasonable efforts to notify users of significant
changes by posting updates on kognerastudio.com, sending
emails to registered users, or displaying on-site notices.
Users are encouraged to regularly review these Terms for
updates.
17.3 Effective Date of Changes
Unless stated otherwise, changes become effective immediately
upon posting on the website. Continued use of the Service
after changes take effect constitutes acceptance of the
revised Terms of Use.
17.4 User Responsibility
It is your responsibility to review the Terms periodically. If
you do not agree to any revised terms, you must immediately
stop using the Service and cancel your subscription in
accordance with Section 4 (Payments and Subscriptions).
17.5 No Waiver
Failure by Commerce Holdings LLC to enforce any provision of
these Terms shall not constitute a waiver of its right to
enforce that provision or any other term in the future.
18.1 Severability Clause
If any provision of these Terms of Use is found to be invalid,
illegal, or unenforceable under applicable law, such provision
shall be enforced to the maximum extent permissible, and the
remaining provisions shall continue in full force and effect.
18.2 Effect on Terms
The invalidity or unenforceability of any section shall not
affect the validity or enforceability of any other section.
All rights, obligations, and remedies provided herein shall
remain effective to the fullest extent permitted by law.
18.3 Modification in Case of Invalidity
In the event that any provision is found to be partially
invalid or unenforceable, Commerce Holdings LLC may modify
that provision to reflect the original intent as closely as
possible while ensuring it remains legally enforceable.
18.4 Protection of Company Interests
This clause ensures that the Terms of Use as a whole remain
operative, preserving Commerce Holdings LLC's rights, the
integrity of the agreement, and the enforceability of all
other provisions even if one provision is challenged in court
or by a regulatory authority.
19.1 Comprehensive Agreement
These Terms of Use, together with any other legal notices,
policies, or agreements expressly referenced herein,
constitute the entire agreement between you and Commerce
Holdings LLC regarding your access to and use of
https://kognerastudio.com and any related services offered
through it.
19.2 Superseding Previous Agreements
These Terms of Use supersede all prior agreements,
communications, understandings, or representations, whether
written or oral, between you and Commerce Holdings LLC with
respect to the subject matter contained herein.
19.3 No Additional Representations
No statement, advertisement, or representation not expressly
included in these Terms of Use shall be considered part of
this agreement or relied upon by you. Any amendments,
clarifications, or additional terms must be made in writing
and expressly approved by Commerce Holdings LLC.
19.4 Protection of Company Interests
This clause ensures that Commerce Holdings LLC's rights and
obligations are clearly defined and protected, preventing
reliance on external communications or informal agreements
that may contradict or undermine these Terms of Use.
20.1 Company Details
For any questions, concerns, or notices regarding these Terms
of Use or your use of our services, you may contact Commerce
Holdings LLC using the details below:
Company Name: Commerce Holdings LLC
Website: https://kognerastudio.com
Legal Address: 1100 Highway 82 E, Indianola, MS 38751-2251, United States
Email Support: support@kognerastudio.com
Phone Number: +1 (510) 907-4402
Jurisdiction: State of Mississippi, United States, with acknowledgment of users from the United Kingdom and other jurisdictions.
20.2 How to Contact Us
All communications must be sent via the above email or phone
number. Commerce Holdings LLC will make reasonable efforts to
respond promptly to inquiries, support requests, or notices
regarding your use of the website and its services.
20.3 Legal Notices
For any legal notices, claims, or disputes, users must direct
communications to the address or email provided above. Any
notices delivered to other addresses or methods not listed
here may not be considered valid or acknowledged by Commerce
Holdings LLC.
20.4 Updates to Contact Information
Commerce Holdings LLC reserves the right to update or modify
its contact information at any time. Users are responsible for
checking the most current details available on
https://kognerastudio.com before sending any formal notices or
communications.
20.5 Protection of User and Company Interests
This section ensures that users have a clear and legally valid
means of contacting Commerce Holdings LLC, protecting both
parties by establishing official communication channels and
ensuring that all notices and correspondences are properly
documented.
Users are advised that certain terms regarding refunds, privacy, and cookie usage are governed by separate, dedicated policies available on the kognerastudio.com website, including:
These documents are incorporated into these Terms of Use by reference and form an integral part of the agreement between the user and Commerce Holdings LLC.
The use of kognerastudio.com and its services is governed by the laws of the State of Mississippi, United States. Users accessing the Service from other jurisdictions, including the United Kingdom, acknowledge that local consumer protection laws may also apply. Any legal disputes related to these Terms of Use shall be resolved in accordance with the governing law specified herein, subject to mandatory consumer rights under applicable jurisdiction.
Access to the Service and all its features is provided through secure payments made directly on the website. All subscriptions, payments, and access conditions are governed by these Terms of Use and the related policies referenced above.
This Appendix does not create any additional obligations beyond those explicitly stated in the Terms of Use and referenced policies. Users should not rely on any verbal assurances or implied promises regarding refunds, functionality, or service availability outside the stated Terms and policies.